Gusto review: pricing, pros and cons

Best for: US-based small businesses that mainly run US payroll and only need to pay a few international contractors.

Last verified 2026-10-05. How we research · Affiliate disclosure

Not professional advice. Rates, rules and prices change often. Figures here are researched estimates from the sources listed; anything marked “unverified” needs checking with the provider or a local adviser before you rely on it.

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Pricing

EORNot publicly listed / not verified
ContractorsSearch snippet of Gusto support pages: paying a non-US contractor with a US bank account is a flat $5 fee per transaction; international wires have a $15 minimum under $1,000 and 1% to 1.5% above (not confirmed on the support page itself)
PayrollNot publicly listed / not verified

Gusto is a US payroll/HR product. We did not find an EOR or international employee payroll offering. Gusto's help center has an 'International employees and contractors' article listing unsupported-company cases (not opened). gusto.com/product/pricing returned 403, so US plan prices are not recorded.

Coverage and model

Country count not verified.

Services: payroll, contractors, hris

Advantages

  • Can pay international contractors from the same account as US payroll, with fees listed in help-center snippets.
  • Large, established US small-business payroll brand with its own accountant partner program (see programs.json).

Drawbacks

  • No EOR or international employee payroll found, so it does not solve hiring employees abroad.
  • International contractor wires carry a $15 minimum and 1% to 1.5% fee per snippet, which can exceed flat per-contractor fees at EOR vendors.
  • Affiliate audience is defined as US-based business owners, so it is not a natural fit for international-hiring readers.

Alternatives

Not yet verified: hq; US plan pricing; contractor fee figures (snippet only); countries supported for contractors; reviewSignals.

Sources

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