Contractor vs employee calculator

Compare the cost of engaging someone as a contractor versus an employee through an EOR, with the country's misclassification notes.

OptionEstimated annual costWhat you get
Contractor$69,588Cheapest on paper. No statutory benefits; reclassification risk in Chile if the relationship looks like employment.
Employee via EOR$71,268 โ€“ $72,588Local contract, statutory benefits and payroll compliance handled by the EOR.
Chile contractor risk: Contractors on honorarios invoices are common, but Chilean labour courts apply a primacy-of-reality test (subordination and dependence). Misclassification exposes the principal to back-payment of social security and benefits. Local counsel advised. Not legal advice.
Not professional advice. Rates, rules and prices change often. Figures here are researched estimates from the sources listed; anything marked โ€œunverifiedโ€ needs checking with the provider or a local adviser before you rely on it.
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