Contractor vs employee calculator

Compare the cost of engaging someone as a contractor versus an employee through an EOR, with the country's misclassification notes.

OptionEstimated annual costWhat you get
Contractor$69,588Cheapest on paper. No statutory benefits; reclassification risk in Costa Rica if the relationship looks like employment.
Employee via EOR$83,286 โ€“ $88,308Local contract, statutory benefits and payroll compliance handled by the EOR.
Costa Rica contractor risk: Contractor use is possible, but Costa Rica applies a primacy-of-reality test and the CCSS audits misclassification, which can lead to back-contributions. Local counsel advised. Not legal advice.
Not professional advice. Rates, rules and prices change often. Figures here are researched estimates from the sources listed; anything marked โ€œunverifiedโ€ needs checking with the provider or a local adviser before you rely on it.
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