Contractor vs employee calculator

Compare the cost of engaging someone as a contractor versus an employee through an EOR, with the country's misclassification notes.

OptionEstimated annual costWhat you get
Contractor$69,588Cheapest on paper. No statutory benefits; reclassification risk in Peru if the relationship looks like employment.
Employee via EOR$72,588 โ€“ $89,388Local contract, statutory benefits and payroll compliance handled by the EOR.
Peru contractor risk: Locadores de servicios are used, but SUNAFIL applies a primacy-of-reality test and labour courts can reclassify subordinate contractors, creating liability for gratificaciones, CTS and EsSalud. Not legal advice.
Not professional advice. Rates, rules and prices change often. Figures here are researched estimates from the sources listed; anything marked โ€œunverifiedโ€ needs checking with the provider or a local adviser before you rely on it.
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